Smart Money Detectives.

A Financial Literacy Activity Workbook for Kids Ages 7–9

Money skills become easier to understand when kids can explore them, practice them, and make choices for themselves.

Through 9 main missions and 3 bonus missions, Smart Money Detectives introduces saving, spending, earning, budgeting, needs and wants, allowance, money math, first business skills, advertising, giving, and money safety through stories, activities, challenges, and family conversations.

Inside Smart Money Detectives

Smart Money Detectives financial literacy workbook for kids ages 7–9
Smart Money Detectives mission map with 12 money skills missions
Smart Money Detectives guide for parents and grown-ups

Try a Complete Mission

Take a closer look at Mission 2: Needs vs. Wants, from the opening story to the activities, real-life challenge, family conversation, review, and badge.

Smart Money Detectives Mission 2 introducing needs, wants, and the Choice Challenge
Smart Money Detectives story about Max choosing between two backpacks and thinking about needs and wants
Kids learn the difference between a need, a want, and an upgrade want in Smart Money Detectives
Needs and wants activity for kids to classify everyday items and explain their choices
Smart Money Detectives activity comparing basic needs with more expensive upgrade choices
Money choice activity where kids practice spending within a simple budget at a store
Smart Money Detectives activity helping kids decide what should come first when money is limited
Trade-off activity showing kids how choosing one thing can mean giving up another
Real-life needs and wants activity for kids to reflect on their own everyday choices
Family conversation activity about needs, wants, waiting, and everyday money choices
Smart Money Detectives Mission 2 review of needs, wants, upgrades, trade-offs, and smart spending
Choice Challenge Badge earned after completing Smart Money Detectives Mission 2

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